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Seasonal Home Insurance in Grand Haven and Muskegon, MI

KEEPING HOMEOWNERS IN GRAND HAVEN AND THROUGHOUT WESTERN MICHIGAN SECURE

Seasonal homes can be terrific luxuries, and they can also be great things on which to spend money.  Seasonal homes expose owners of the homes to risks however, and the risks to which owners of seasonal homes are exposed include burglary, fire, liability, and structure damages.  These and other risks can translate into significant costs to you if you’re unprotected, and for this reason it’s very important that you have protection, which insurance provides.  At White Lake Agency we have a complete seasonal home insurance program, which is flexible and also which we customize for individual clients.

We’ve insured seasonal homes and owners of seasonal homes in Grand Haven and in communities throughout Western Michigan for more than 100 years, and also we work with a variety of A-rated carriers, including Citizens Insurance.  We’re the only agency in our area that has access to a special program with Citizens, and also we insure homeowners from different states and we write seasonal home insurance policies or plans for individuals who do not have supporting auto insurance policies in Michigan.  For these reasons and others, well provide to you the best possible seasonal home insurance.  Whether you own a seasonal home that you visit every year or you own a seasonal home that you rent to others, we’ll help you.

SEASONAL HOME INSURANCE COVERAGE DETAILS FOR HOMEOWNERS IN MICHIGAN

Seasonal home insurance covers damages to structures of homes, personal belongings, and additional living expenses.  In this way, seasonal home insurance is a lot like homeowners insurance, and also seasonal home insurance has options that homeowners insurance provides. Seasonal home insurance is often more expensive than homeowners insurance however, and the factors that contribute to the level of its expense include location, type of property, amenities, and whether or not properties are rented. 

Most seasonal home insurance polices and/or plans have limits of between $500,000 and $3 million, but we’ll meet your coverage limit needs no matter what.  Also, seasonal home insurance is available in actual cash value (ACV), replacement cost, and guaranteed/extended replacement cost forms, and for this reason, seasonal home owners can get the coverage that the seasonal home owners need. 

Natural disaster insurance, personal umbrella insurance, and scheduled property insurance can all be parts of seasonal home insurance solutions, and also we offer these and other types of insurance.  We’ll help you select the right coverages, and also we’ll ensure that any solution, including a full HO3 policy, that you purchase is fitting. 

The coverages from which you can choose include but are not limited to:  

  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance
  • In-Home Business Insurance

As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible.  To learn about these benefits and discounts, see the list below and/or contact an agent.

DISCOUNTS

  • Rental Properties
  • Seasonal Homes
  • In-Home Daycare
  • Brand New Roof or New Improvements
  • Multi-Policy
  • Group - Alumni, Associations

EXPERIENCED, DETAIL-ORIENTED AGENTS WITH SPECIAL RESOURCES FOR AND KNOWLEDGE OF SEASONAL HOME INSURANCE PROTECTING YOU AND YOUR HOME AGAINST RISK

We know how important it is that seasonal homes and seasonal home owners be protected, and also we know how important it is that seasonal home owners have insurance agents who help the seasonal home owners through claims processes.  For these reasons, we thoroughly assess seasonal home owners’ needs, and we help seasonal home owners get through claims processes.  Once we know and understand seasonal homes’ needs, we identify the right coverages.  At the points that the right coverages are identified, we create the best possible solutions. 

In order to ensure that coverages are always current and that seasonal home owners’ rates are always competitive, we regularly and closely review policies and plans that we write.  If and when possible, we include seasonal home owners in review processes, and as a result, the seasonal home owners can fully understand their purchases and be aware of needs for changes to coverages. 

Contact us or call us today.  To start on a policy, request a quote.

ADDITIONAL SEASONAL HOME INSURANCE INFORMATION:

At White Lake Agency we’re proud to provide seasonal home insurance in Montague, Muskegon, Whitehall, Grand Haven, Spring Lake, and Fruitport, MI.  We also serve other areas in the state.

Our Locations

White Lake Agency Inc.

4534 Dowling St
Montague, MI 49437
Main office: 231-366-4168

Bridgeview Insurance Agency

622 E. Savidge St
Spring Lake, MI 49456
Main office: 616-899-7647

Our Providers

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.